During 2012, Community First achieved its strongest earnings performance on record and ended the year in outstanding financial condition, with an all-time high 9.90 percent capital ratio.

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John Hirabayashi, president and CEO of Community First Credit Union, a state-chartered credit union serving more than 106,000 members on the First Coast, was recently elected to the JAX Chamber 2013 Board of Directors.

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With a reward point system, out-of-network ATM refunds and free electronic services, Bonus Debit Checking provides Community First members with unique features and benefits, specially designed for those who frequently use their debit card.

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